EXCESS PARTICIPANT ACCIDENT INSURANCE
GENERAL USS&S MEMBERS
Competitors (all disciplines)
Youth Competitor (all disciplines)
Snowboard Regional Competitor
Masters (all disciplines)
Coach (all disciplines)
Alpine Certified Coach
All USS&S members are required to have valid and sufficient medical/accident insurance coverage and accept full responsibility for provision of coverage as a condition of becoming a USS&S member and participating in official USS&S training and competition. Primary medical/accident insurance must be in effect for the entire term of the membership year. Athletes must carry proof of insurance and this must be available at each event so that prompt medical/hospital care can be authorized, if ever needed.
Excess participant accident insurance is a benefit included with the above USS&S memberships. This insurance is excess ONLY over all other insurance. This coverage would be for those charges not covered by any other insurance. There is a $1,500 deductible and a co-payment of 20% of the first $5,000 of unpaid charges per accident. Maximum benefit per accident is $25,000, incurred within 52 weeks from the date of an accident.
WHEN IS COVERAGE IN EFFECT?
The coverage under this policy is in effect while properly registered USS&S members are participating in a USS&S sanctioned or registered event, including official training at such event. The coverage is also in place during training supervised or directed by a USS&S Member Club and/or USS&S Certified Professional Coach.
All USS&S members are required to sign a Waiver and Release of Liability upon application for membership. An original signature is required for the participant to be properly registered and for the excess participant accident insurance coverage to be in effect. Participants under 18 years of age (21 in certain states) must have a parent/guardian permission signature.
HOW TO FILE A CLAIM:
If a properly registered USS&S member is injured during a USS&S sanctioned or registered event, training, or supervised practice, the injured member must first file a claim with their own personal primary insurance carrier. A claim can then be filed with this policy for those charges not covered by any other insurance. Claim forms must be filled out completely, with all required signatures, and submitted to insurance company named below before any claims can be processed.
To obtain a claim form, contact Faye Malnar: (435) 647-2003.
ALL CLAIM FORMS, INVOICES AND INQUIRES SHOULD BE DIRECTED TO:
American Specialty Insurance Services, Inc.
Attn: Claims Department
142 North Main Street, PO Box 459
Roanoke, IN 46783-0309
Phone (800)566-7941 Fax (219) 672-8835